Self-Worth: Genetic Credit after the Crunch

2008 

MA Design Interactions Future of Money research for Intel’s People & Practices Research Group.

See Early Exit for project development. 

After the Credit Crunch, what will we be left with? Cash, currency, stocks and possessions will be worthless. The only bankable commodity left is YOU, the new gold standard. As basic elements and minerals, the human body is valued at about $4.50, but your DNA is a prized asset. In this future scenario, all major purchases - such as NHS contributions, mortgages, tax, and pensions—are based on a system of genetic credit. Tested at birth, you will spend your life trying to improve your genetic credit rating to reduce your financial outgoings. E-money will be tied to your individual genetic currency. 

 

As billions evaporate from the FTSE and the housing market crashes, your only bankable post-Crunch commodity is YOU, the new Gold Standard. 

Your one remaining asset isn’t worth much as elements or harvestables, but as live tissue, you’re worth $45,000,000, with your DNA banking in at $9,700,000.

Mandatory genetic testing at birth establishes your disease risk factors to create a futures market around your body, a microeconomy expressed as a Genetic Credit Rating.

You can improve (or damage) your rating through lifelong surveillance of credit cards, gym usage, postcode, prescriptions.

The value of your Genetic Credit determines your annual payments for the NHS, life insurance, mortgage, pension and more. 

Financial trades: Natural Exit versus Early Exit.

As billions evaporate from the FTSE and the housing market crashes, your only bankable post-Crunch commodity is YOU, the new Gold Standard. 

Your one remaining asset isn’t worth much as elements or harvestables, but as live tissue, you’re worth $45,000,000, with your DNA banking in at $9,700,000.

Mandatory genetic testing at birth establishes your disease risk factors to create a futures market around your body, a microeconomy expressed as a Genetic Credit Rating.

You can improve (or damage) your rating through lifelong surveillance of credit cards, gym usage, postcode, prescriptions.

The value of your Genetic Credit determines your annual payments for the NHS, life insurance, mortgage, pension and more. 

Financial trades: Natural Exit versus Early Exit.